Bank owned properties better known as REO properties are directly sent to the lender involved with the transaction/offer. These properties are typically offered “AS IS” and require the potentioal buyer to check out features of the property including any debts etc. and survey..The bank does not represent any guarantees and insists upon the buyer having ‘proof of funds’ etc.

A “Short Sale” is a property being offered for less than owed and the seller/owner must prove “hardship” before the lender will consider accepting any contract that the property owner has accepted.  There are numerous parties involved in this type of sale and rarely is there a quick response..many layers of investigation are taken before a decision is made by a lender and often more than one. The process can be very ‘time’ consuming and patience is the magic word……….

My recommendation in either type of deal is to engage an experienced Realtor to aid in the sale or listing.  Both buyer and seller would be well advised to dot all the I-s and cross all the T’s..my advise is to use Caution and thoroughly examine what is required both as a seller or buyer..

All you need to do is look at the interest rates…………….never been this low….a great opportunity for new home buyers…………Dupage county is filled with great buys….all Jackie @ 630-706-7213

There are many sources available today giving out (sometimes free….sometimes at a cost..) advice and recommendations……………How do you protect yourself…..ALWAYS get a second opinion..It seems that along with the internet ,banking, media, and taxes……..there is a constant change and new ideas..Anyone ??   A great time to make money…but be careful where and how……….I wish that I had the magic answer…outside of real estate…which has some incredible buys available…I have no other ideas.

All indicators out there point to the availability of homes on the market and outstanding interest rates on loans…….Buy now while the ‘price is right’..you know that old saying “you snooze..you loose”…My hunch is that if you wait the price may be a bit lower however, if the rates go up, you end up paying more anyhow..’do the math’……….call Jackie 530-706-7213

There is so much out there to acqaint our selves with..The fascinating thing is that it is endless and changes on an almost daily basis…keeping up or just knowing some of what is available is a huge undertaking…which phone to buy and use, tablet or lap-top, and by all means ‘wireless’…Not only is this fun if you make it so but educational…especially if you want to avoid the gender gap…………..HELP

ever notice how so many people look unhappy and forget to sincerely smile at one another? If you look in your rear view mirror..it’s pretty sad…We have so much to be grateful for and yet we are mostly letting the pulse of today interfere with out well being…let’s help each other and eliminate some of the stress..over-ride the bad news available 24/7 by our media moguls..come on guys..tell us something nice and stop drilling the same bad news over and over…Actually there is a Bright Side…let’s find it…Jackie

we seem to be right in the middle of the economic storm occuring throughout the world for the moment…it appears that each country needs to strengthen it’s financial situation..Paring off one at a time, creating fair trade among each other, showing respect, and leaving war for those who want to fight among themselves without involving the entire globe..what do you think…let’s put the train back on the tracks… we have done it before and we need to pay the utmost attention now…that’s what I think..Jackie

Work at it..make it happen..happiness, success, kindness,respect for others,stay in touch,be ethical,and be positive…You can do it!  as they say,”This too shall pass..”" Happiness to one and all…prosperity and health..my wish to one and all………..Jackie D.

I want to hear your voice. that’s one of the communication instruments that we are gifted with when we are born…LOVE the internet and all of the information I am able to acquire NONETHELESS…when it comes to the social side of life, I want to talk to you  and reserve my fingers to playing the piano rather than texting..I still like the invention of the telephone. I do think that the texting and e-mail are valuable but I also believe that they are a way of not exposing true feelings like the tones that come out when we speak. I want to talk to you and save the computer for what it is really intended for….what do you think?

And I hope that your’s is filled with happiness and prosperity..I do think that things are looking up for most markets…whether that involves the stock market or the grocery market…….BALANCE and Choices…..let’s choose to respect and help one another..We can do it…Ethics and professionalism in all fields is primo…………….Bring joy to the little guys whoever they may be…I do think that there is a twinkle of light flickering in the Real Estate Business. look for wisdom from those with knowledge and experience..I am one of those and ready to help…You are Important.watch the GOOD News. Jackie